Financial Education

Financial Education

Man looking at insurance policy, deciding what option is best
Financial Education

Feb 10, 2025

3 min

Beyond Lapses: The Life Settlement Option

For many policyholders, the decision to terminate a life insurance policy is not an easy one. Explore an alternative to policy lapses....
Dad with daughter on couch
Financial Education

Feb 10, 2025

3 min

Guide to Life Settlements for Minors

Learn about the complexities of managing life settlements for minors, focusing on guardianship and trust fund considerations....
HEA pros and cons
Financial Education

Jan 31, 2025

4 min

Home Equity Agreements: Pros and Cons

This article will explore the pros and cons of home equity agreements to help homeowners make informed decisions....
Man researching HEA requirements from tablet
Financial Education

Jan 31, 2025

4 min

Do Home Equity Agreements Require Debt-to-Income (DTI) Ratios? 

This article looks into whether DTI ratios are a requirement for HEAs, providing a comprehensive understanding of how these agreements work and their implications for homeowners....
wooden blocks with word FAQS on yellow background. frequently asked question concept
Financial Education

Jan 24, 2025

4 min

Life Settlements: Frequently Asked Questions

Here we answer the most frequently asked questions, providing clarity and detailed insights to help policyholders make informed decisions....
Mother and father with young son. Playing with "piggy" bank
Financial Education

Jan 24, 2025

4 min

Life Settlements vs. Viatical Settlements

Read about life settlements and viatical settlements, highlighting their differences, benefits, and considerations to help policyholders make informed decisions....
Home owner reading paperwork sat on the sofa in his living room
Financial Education

Jan 22, 2025

4 min

Can I Take Equity Out of My House Without Refinancing?

The good news is, yes, it's possible to extract equity from your home without refinancing. This article will explore the options available....
Hand with wooden house figurine and question mark above
Financial Education

Jan 22, 2025

4 min

Can I Pay Off a Home Equity Agreement Early?

Can you pay off a home equity agreement before its term ends? Let's dive into the details....
Best uses for a heloc
Financial Education

Jan 21, 2025

7 min

What Are the Best Uses for a Home Equity Line of Credit (HELOC)?

Understanding how to use a HELOC effectively can help homeowners make informed decisions about their finances. Here, we explore some of the best uses for a HELOC....
Woman signing a home equity contract
Financial Education

Jan 20, 2025

5 min

Leveraging Home Equity: Loan or Line of Credit?

Both options allow you to borrow against the value of your home beyond what you owe on your mortgage, but they serve different financial needs and come with distinct features and considerations....
Smiling mature couple meeting with bank manager for investment. Beautiful mid adult woman with husband listening to businessman during meeting in conference room in modern office. Happy middle aged couple meeting loan advisor to buy a new home.
Debt Resolution, Financial Education

Jan 15, 2025

5 min

What is Credit Utilization?

Let’s break down everything you need to know about credit utilization, from its basic definition to advanced strategies for optimization…...
Financial Education

Jan 10, 2025

4 min

Incorporating a Life Settlement into Your Financial Strategy

It's crucial to explore all available avenues that can contribute to a robust financial strategy. One such option, often overlooked, is the life settlement....