Debt Resolution

Debt Resolution

Debt to income ratio DTI concept. A page from a notebook with drawn weights lies on a calculator.
Debt Resolution

Nov 13, 2024

6 min

What Should Your Debt-to-Income Ratio Be?

Understanding what constitutes an ideal DTI ratio—and how to achieve it—can significantly impact your financial opportunities and overall economic wellbeing....
Man thinking about paying debt collector with credit card
Debt Resolution

Nov 12, 2024

5 min

Can You Pay a Debt Collector with a Credit Card?

When facing collection accounts, many consumers wonder about using credit cards as a payment method. Can you? Should you?...
Woman scratching her head wondering about settling debt
Debt Resolution

Nov 8, 2024

5 min

Is it Bad to Settle a Debt?

Understand the pros, cons, and long-term impact of debt settlement, let’s take a deeper look at what this all entails…...
Avalanche Area Sign
Debt Resolution

Nov 8, 2024

5 min

What is the Debt Avalanche Method?

Explore how the Debt Avalanche method works, why it's effective, and how to implement it successfully in your financial life....
Woman looking over her bills, deciding what to pay first
Debt Resolution

Nov 8, 2024

6 min

What Debt Should You Pay Off First? 

This article will help you create an effective debt payoff plan that saves you money and reduces financial stress so you can tackle your debt one effective step at a time…...
Hourglass on decreasing piles of coins - Concept of money and time
Debt Resolution

Oct 31, 2024

6 min

When Does Debt Fall Off?

In this article we’ll define and clarify what it means when debt falls off, and include a range of timelines based on various types of debt....
Woman calculating debt and checking debt report
Debt Resolution

Oct 29, 2024

7 min

Can Debt Collectors Report to Credit Bureaus? 

Navigate the complex world of debt collection and credit reporting so that you can get a better handle on your finances....
Stack of books with sign that says FDCPA
Debt Resolution

Oct 24, 2024

6 min

What is the Fair Debt Collection Practices Act? 

Being in debt can be scary. Thankfully, there are protections in place by the federal government. One piece of legislation that provides protection is the Fair Debt Collection Practices Act (FDCPA)....
Hand grabbing coins from glass jar.
Debt Resolution

Oct 24, 2024

5 min

Can a Debt Collector Take Money Out of Your Bank Account?

The short answer is yes, but only under specific circumstances and following a legal process....
Couple working through their debt management plan (DMP)
Debt Resolution

Oct 21, 2024

6 min

What is a Debt Management Plan? 

Explore what a debt management plan (DMP) is, how they work, their benefits and drawbacks, and if it's a good option for you....
Increasing coin stacking with up arrow. High interest rates concept.
Debt Resolution

Oct 21, 2024

5 min

What is Considered High-Interest Debt? 

Explore what constitutes high-interest debt, its various forms, and strategies to manage and overcome it....
Debt collection call center phone
Debt Resolution

Oct 16, 2024

4 min

How do Debt Collection Agencies Work? 

Learn how debt collection agencies operate, their legal framework, and what consumers should know about their rights when dealing with these agencies....