Debt Resolution

Debt Resolution

Woman enrolling in debt relief program
Debt Resolution

Jul 12, 2024

8 min

How do Debt Relief Programs Work?

Before signing up for any debt relief program, it's crucial you fully understand exactly what you're getting into and weighing those pros and cons carefully. Because while potentially your best option to restore cash flow,...
Man on phone negotiating with creditors
Debt Resolution

Jul 12, 2024

8 min

How to Negotiate Credit Card Debt Settlement on Your Own

Could you attempt to negotiate your own credit card debt settlement directly with lenders and collectors? While admittedly more challenging than outsourcing negotiations, a self-directed credit card debt settlement approach is absolutely an option worth...
Paying off debt with no money
Debt Resolution

Jul 12, 2024

8 min

How to Pay Off Credit Card Debt with No Money

While attacking debt when broke is extremely difficult, it's not impossible. With extreme discipline, sacrifice, and planning, you can manage to chip away at debt through creative measures and sheer force of will....
Debt consolidation written by hand and money.
Debt Resolution

Jul 12, 2024

6 min

How to Consolidate Credit Card Debt Without Hurting Your Credit

The process of consolidating card balances can easily become a double-edged sword if not executed properly. Do it wrong, and you risk accidentally tanking your credit score just when you need it most to qualify...
What is the average credit card debt
Debt Resolution

Jul 12, 2024

8 min

What is the Average Credit Card Debt?

Americans are having a bit of a credit card crisis. Within the last year, we have managed to rack up record-breaking amounts of credit card debt – over $1 trillion, to be exact. In fact,...
Get out of Debt written on a notepad with marker.
Debt Resolution

Jul 12, 2024

8 min

How Debt Relief Really Works

If you've found yourself sinking deeper into that inescapable debt cycle, unable to even tread water with minimum payments anymore, it may be time to explore your debt relief options. But what does debt relief...
Hourglass projecting a dollar sign as shadow.
Debt Resolution

Jul 11, 2024

8 min

How Long Can Debt Collectors Legally Pursue Old Debt?

For those struggling with debt, one of the most frequent and pressing questions is: How long can this legal cycle of debt pursuit actually go on? Is there any statute of limitations expiration date where...
Car being repossesse
Debt Resolution

Jul 9, 2024

9 min

What Happens to Your Debt When Your Car is Repossessed?

While the repo truck showing up in your driveway is undoubtedly traumatic, take a deep breath. You do still have some rights and potential options - starting with understanding if that outstanding auto debt is...
Image of $100 bill with paper saying "Default?"
Debt Resolution

Jul 9, 2024

8 min

Defaulting on Debt: What It Means and How to Bounce Back

The dreaded word “default” puts many consumers into a cold sweat. Defaulting on debts like credit cards, loans, or even mortgages can feel like a catastrophic financial failure with lasting impacts. Let's take a look...
Pie chart in 3 option blue blank background, representing debt to equity ratio
Debt Resolution

Jul 9, 2024

8 min

Debt-to-Equity Ratio: What it Measures and Why it Matters

Debt-to-equity ratio is actually a pretty straightforward concept that can tell you a lot about your personal financial health. Learn all about it, here!...
Woman looking stressed while talking to debt collector on phone
Debt Resolution

Jul 9, 2024

9 min

How to Get Rid of Debt Collectors Without Paying

If you find yourself drowning in a sea of debt without any lifeline in sight, know that you have rights and options to rid yourself of these relentless collection agencies without necessarily rendering payment. With...
What happens to credit card debt when you die
Debt Resolution

Jul 8, 2024

8 min

What Happens to Credit Card Debt When You Die?

If there’s anything less fun to talk about than credit card debt, it’s definitely death. While it's an unpleasant topic, being prepared for the end of life extends beyond just writing a will or making...