JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
2012 Honda Civic on street parked
Financial Education

Mar 14, 2025

3 min

When To Consider Dropping Full Coverage on an Older Car?

As your vehicle ages, its value decreases, and so should the cost of insuring it, right? Well, it’s not always that simple. Let's explore the key factors you should consider to make an informed decision....
modern condo buildings in sunny day
Financial Education

Mar 14, 2025

4 min

Insuring Your Condo: What to Know

Navigate the complexities of condo insurance to ensure your home, possessions, and personal liability are adequately protected....
Stopping debt collectors
Debt Resolution

July 26, 2024

6 min

What is the 11-Word Phrase to Stop Debt Collectors?

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

man with phone and credit card
Debt Resolution

March 20, 2024

5 min

Can I Still Use My Credit Card after Debt Consolidation?

Coin stacks with letter dice - Yield
Debt Resolution

Jul 23, 2024

6 min

What is Debt Yield?

In the world of consumer finance, navigating the complex landscape of loans, credit cards, and other forms of debt can be a daunting task. While interest rates and repayment terms often take center stage, there's...
What is revolving debt?
Debt Resolution

Jul 23, 2024

8 min

What is Revolving Debt?

At its core, revolving debt is a form of open-ended credit that revolves or cycles. Unlike a traditional loan, where you receive a lump sum of money and repay it over a fixed period, revolving...
Notice of Lawsuit
Debt Resolution

Jul 23, 2024

7 min

What Happens When You Get Served Papers for Debt

Make no mistake - receiving a debt summons isn't something to be ignored or taken lightly. While the unpleasant realities of aggressive debt collectors constantly hounding you for payment feel agonizing enough, this court filing...
Debt Resolution

Jul 23, 2024

6 min

How Often do Debt Collectors Take You to Court?

Anyone struggling with mounting debt most likely cringes at those dreadful calls from collectors, sternly demanding payment on outstanding bills with not-so-subtle threats of "further action." But how often do these collection agencies really make...
Graph on table of debt to asset ratio
Debt Resolution

Jul 23, 2024

6 min

How (and why) to Calculate Your Debt-to-Asset Ratio

What exactly is this ubiquitous debt-to-asset ratio? How do you go about calculating it for your own situation? And perhaps most importantly, why should you even care about keeping tabs on it? Let's dive in...
Too much debt?
Debt Resolution

Jul 22, 2024

6 min

How Much Credit Card Debt is Too Much?

What point does owing on those little rectangles of plastic become a red flag that you've taken on too much high-interest credit card debt? Is there even such a thing as having an excessive or...
Household Budget Worksheet
Debt Resolution

Jul 17, 2024

6 min

What is the Debt Snowball Method?

Being trapped under a towering mountain of debt is an anxiety-inducing, suffocating experience. You've got credit cards, student loans, auto loans, and other pestering bills digging into your paycheck each month. No matter how much...
Closed up of sand falling in sandglass on money
Debt Resolution

Jul 15, 2024

7 min

What to do if Debt is Past the Statute of Limitations 

Dealing with overdue bills and debt weighing you down? Understanding the statute of limitations can help. This time-limited period limits creditors from chasing you for unpaid debts. After this, the debt is considered "time-barred," but...
Image of money bag with graduation cap.
Financial Education

Jul 15, 2024

5 min

How Many Americans Have Student Loan Debt? 

Over 43 million Americans have student loan debt exceeding 1.6 trillion dollars. Many borrowers experience delayed milestones and financial struggles, with 25% in delinquency or default. Solutions include refinancing, forgiveness programs, and income-driven repayment plans....
Man stopping domino blocks from falling
Debt Resolution

Jul 15, 2024

6 min

How to Dispute Debt Collection (and Win)

Are you tired of debt collectors harassing you for a debt you don't even owe? Take control of the situation with these powerful tips on how to dispute debt collection and WIN. Learn how to...
CDO sign collateralised debt obligations on a wooden desk
Debt Resolution

Jul 15, 2024

7 min

What is a Collateralized Debt Obligation? 

At their core, CDOs are a way to take pools of debt and repackage that debt into new securities that can then be sold to investors. It's a bit like a full financial kitchen taking...
Couple paying off $20,000 in Credit Card Debt
Debt Resolution

Jul 12, 2024

5 min

How to Pay Off $20,000 in Credit Card Debt

While $20,000 in credit card debt may feel like a hopeless, soul-crushing scenario, make no mistake - that balance is very assailable if you deploy discipline, lifestyle austerity, and one of several proven strategies to...