Sell Annuity Payments

Tired of waiting?

Get cash from your Annuity.

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By submitting this form, I am providing JG Wentworth with express written consent to contact me regarding a potential transaction by phone calls, text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. Message frequency depends on account status. Message and data rates may apply. Reply STOP to opt out. For assistance, call any number listed on this website. I also consent and agree to JG Wentworth’s Privacy Policy and Terms of Use.

How does selling my annuity work?

Purchasing an annuity is a great way to secure steady income down the line. But life happens, and sometimes you need your money now, not later.

1

Contact us for a free consultation

2

Choose a customized option

3

Get your money!

Benefits of Selling an Annuity

Speed
Speed

Get your cash sooner rather than later.

Moving Money
Flexibility

Cash out all of your annuity
or only part of it.

Control
Control

If your annuity no longer works
for you, you have options.

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Questions you may have right now

What types of annuities can be sold?

Many types of annuity payment streams can be sold. We will need to review your paperwork to determine if we can purchase your payments.

How long does the selling process take?

The process varies, but typically takes around 2-3 months from starting to receiving your lump sum. This accounts for the purchaser valuing your payments, getting insurer approval, finalizing paperwork, and funding your lump sum. More complex arrangements may take longer.

Is selling my annuity payments taxable?

Yes, the lump sum you receive from selling is considered taxable income. However, you were also going to pay taxes gradually on the original annuity payments. That said we are not tax professionals and so you should speak with your tax or financial advisor to better understand the implications of selling your annuity.

How is the lump sum purchase price calculated?

Companies estimate the present value of all your future annuity payments using market discount rates. This calculated value is then reduced by a percentage to account for built-in profit margins and transaction fees.

Can I sell just a portion of annuity payments?

Yes, most companies allow you to sell just a set number of your future periodic payments instead of the entire remaining stream. This provides you with some lump sum cash while still retaining periodic income from the unsold portion.

What are you waiting for?