JG Wentworth experts
JG Wentworth experts
Your money.Use it when you need it.
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Debt Relief
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Structured Settlement
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Home Equity Cashout
Debt relief, built for you
4.8 | 27,500+ reviews on
Sell your payments at the best price, guaranteed2
4.8 | 27,500+ reviews on
Unlock cash from your home equity
4.8 | 27,500+ reviews on
Don’t just take our word for it
"It only took me 3 months to realize I needed help. Teaming up with JGW is one of the best decisions I ever made, and I was able to pay my debt off in a little over 3 years after enrolling."
— Cheryl; verified client
375k+
30+
4.8
A+
WORKING WITH JG WENTWORTH
Simple, straightforward, and built around you.
01
Tell us about your situation
Answer a few simple questions about your situation. No commitment.
02
Discuss options with a specialist
A dedicated JG Wentworth specialist reviews your situation and walks you through real options. No hidden costs. No pressure.
03
Take the next step on your terms
Once you're ready to move forward, we handle the paperwork and stay with you every step of the way.
FEATURED SOLUTIONS
High-impact options for your situation.
Get out from under your debt. For good.
JG Wentworth’s Debt Relief program is designed for people carrying debt from credit cards, medical bills, and personal loans who are ready to take control of their financial future.
Reduce total debt owed often by 50% or more6
One simple monthly program payment
No upfront fees
Debt free in as little as 24 to 48 months
Access your cash. Sell your settlement today.
Waiting for monthly payments when you need cash now? JG Wentworth could purchase some or all of your future payments and give you a lump sum7.
Cash in as little as 30 days8
No loan, no debt — it's your money
Flexible: sell all or just a portion of payments
Dedicated specialist with you at every step
There's money in your home. Let's put it to work.
A Home Equity Cashout from JG Wentworth lets you access $50,000 or more from your home equity without refinancing or selling. Use the funds to pay down debt, cover major expenses, or do more of what matters to you.
Competitive fixed and variable rates
Use for almost any purpose
No prepayment penalties
Get an estimate in under 2 minutes
CUSTOMER STORIES
Real people. Real situations. Real results.
JG Wentworth FAQs
For over thirty years, our company has happily provided customized solutions and personal support to customers in need of a fresh financial start. From Structured Settlement Purchasing to Debt Resolution Programs (and plenty of other options), our services have grown with the ever-changing needs of our customers.
If life has taken an unpredictable turn and you need an influx of money without waiting months (or even years) for it, we’re here to help! We can purchase some or all of your upcoming structured settlement payments (at the best prices in the industry, guaranteed!) for a lump sum of cash when you need it most.
Absolutely! Our Debt Relief Program empowers our Debt Specialists to negotiate with your creditors on your behalf to lower the overall balances that you owe. By streamlining your bills into one simple monthly payment, our customers are able to resolve their debt in as little as 24-48 months!
Of course! We understand that every customer has unique challenges to deal with, and we’re ready to help. That’s why we invite you to call us anytime for a free consultation from one of our specialists. Not only are we happy to explain our services and answer all your questions, but we’re also excited to learn about your financial goals, offer personalized solutions created just for you and support you through every step of your journey.
We’ve got you! Years of five-star reviews and amazing word-of-mouth have taught us that our customers love working with companies that go above and beyond to serve and support them, just like we do. See more options in JG Wentworth Marketplace, an all-in-one gateway to providers who offer the services you need with the same exemplary standard of support that you’ve come to expect from JG Wentworth. From Home Services and Insurance Coverage to Credit Repair and Debt Consolidation, we’ve assembled an all-star team of industry leaders that can handle your needs with a smile.
- This is a hypothetical example and does not describe an actual customer or transaction. Individual results and funding amounts will vary. Example does not include program fees. We charge a fee of 26% of enrolled debt. Net savings after fees may be significantly lower than gross savings shown.
- We will provide you with a check for $1,000 if we cannot beat an offer from another payment purchasing company. In order to receive the $1,000, the following conditions must be met: 1. you must provide us with a quote in writing from another payment purchasing company, signed by an authorized representative, and dated within three business days of the date submitted to us “Qualifying Quote”; 2. if we are unable to beat the competitor’s quoted purchase price, we will provide you with written notice within three business days of our receipt of their Qualifying Quote; and 3. the $1,000 check shall be due and payable to you upon our receipt of written confirmation, satisfactory to us, of the funding of the transaction at the quoted purchase price, and that funding must occur within ninety days after you receive written notification from us that we cannot beat their Qualifying Quote. Limit one Best Price Guarantee offer per customer.
- This is a hypothetical example and does not describe an actual customer or transaction. Individual results and funding amounts will vary.
- This is a hypothetical example and does not describe an actual customer or transaction. Individual results and funding amounts will vary.
- Statistics relating to years in business, customers served, reviews, and BBB accreditation reflect J.G. Wentworth and affiliated companies. Debt relief services have been offered since 2019.
- Clients who complete the program and settle all enrolled debt realize an average overall savings of 44% before our 26% program fee. These savings are based on JGW client data from June 2025 through April 2026, reflect historical results, and are not guaranteed.
- Sales are subject to court approval.
- Sales subject to court approval and other conditions, which can take 60 to 90 days to complete.
- A Home Equity Cashout is not a traditional loan and does not require monthly payments. However, it involves a future financial obligation based on the value of your home at the time of sale or another triggering event.
View legal disclosures for each product here.
Notice to Vermont Customers: JGW Lending, LLC is licensed in Vermont with a Loan Solicitation License, License No. LSO-2365173. NMLS ID (2365173) THIS IS A LOAN SOLICITATION ONLY. JGW LENDING, LLC IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 2
JGW Residential, LLC NMLS #2669687 NMLS Consumer Access
JGW Lending, LLC NMLS #2365173 NMLS Consumer Access
JGW Debt Settlement, LLC NMLS #1925575 NMLS Consumer Access
